Disclaimer

1. No Financial Advice

Mortgage Calculator provides mortgage calculation tools and educational content. We are not financial advisors, mortgage brokers, or lenders. The calculations, estimates, and information provided on this website are for illustrative purposes only.

You should always consult with qualified financial professionals, mortgage advisors, or legal counsel before making any financial decisions or entering into any mortgage agreements.

2. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website.

Mortgage rates, terms, and conditions change frequently. The calculations provided are estimates based on standard formulas and may not reflect actual mortgage offers from lenders.

3. Calculation Limitations

Our mortgage calculator uses standard formulas to estimate:

• Monthly mortgage payments
• Total interest paid
• Amortization schedules
• Total payment amounts

These calculations do not include:

• Property taxes
• Homeowner's insurance
• Private Mortgage Insurance (PMI)
• Homeowners Association (HOA) fees
• Closing costs
• Variable interest rates
• Early payment penalties

4. Assumptions and Simplifications

The mortgage calculations are based on several assumptions and simplifications:

• Fixed interest rate throughout the loan term
• Equal monthly payments
• No additional fees or charges
• Standard amortization schedule
• No changes to the loan terms

Actual mortgage terms can vary significantly based on credit score, down payment, loan type, lender policies, and market conditions.

5. Regional Variations

Mortgage regulations, taxes, and fees vary by location (state, county, city). Our calculator provides general estimates and may not reflect specific regional requirements or variations.

6. External Links

Our website may contain links to external websites that are not provided or maintained by or in any way affiliated with Mortgage Calculator. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

7. Limitation of Liability

In no event shall Mortgage Calculator, its owners, employees, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with:

• The use of our website or services
• Reliance on any information provided on this website
• Any errors or omissions in the content
• Any decisions made based on information from this website

8. Testimonials and Examples

Any testimonials, examples, or case studies presented on this website are for illustrative purposes only. Past results do not guarantee future performance. Your individual results may vary.

9. Updates to Disclaimer

We reserve the right to update or change this Disclaimer at any time. The updated version will be indicated by an updated "Last updated" date and will be effective immediately.

10. Contact for Questions

If you have any questions about this Disclaimer, please contact us at: